Finance GAP Insurance

Extra Protection Should The Worst happen

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Guaranteed Asset Protection (GAP)

Cover the difference between your insurance payment and the full value of your car.

Finance Gap Explained

Vehicle value depreciation could mean there is a risk you will owe more to the Finance Company than the Insurance Company pay-out if the vehicle is written off or stolen. Finance Gap Insurance allows you to insure against the difference (up to a maximum of £20,000) between your Insurance Company pay-out and the amount you owe to the Finance Company. Check out the video below for more information:

Full terms and conditions can be found here.

Eligible Vehicles

  • Vanarama leased vehicles only
  • Vehicles up to £125,000 Invoice price
  • Cars & Commercial vehicles up to 3.5cwt
  • Cover is valid for up to 5 years in line with the finance agreement
  • Applies to all finance agreements, including - Contract Hire and Lease
  • Applies to cars and commercial vehicles up to 6 years old

Major Exclusions

  • If the vehicle is written off whilst driving illegally or under the influence of drugs or alcohol
  • The vehicle is not covered by a Fully Comprehensive Road Risk Motor Policy
  • Use of vehicle for Hire or Reward
  • If the vehicle is unattended and the keys have NOT been removed, all doors locked and any immobilizer and/or alarm activated
  • If your vehicle has a Fridge Unit/Conversion & also if your vehicle has/will have a Motor Traders Insurance Policy
  • Once an order has been placed, a member of our dedicated GAP team will be in contact to discuss your options
  • The vehicle must be separately insured by a Fully Comprehensive Road Risk Motor Policy

If you would like to know more, call our dedicated Finance Gap Insurance team now on 01442 835768.

Get A Quote

Hit the button to get a personal quote or chat to one of our team who will help find you the insurance policy to best suit you.