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  • Hi, I have just started a self employed role with a courier company. So I don't have any accounts as yet, also my credit history is not very good, can you help with getting a van? My wee car is too small for the job, if you can what would be the best option. Many thanks

    Richard Wells

    Our expert Richard answered...

    Hello Laura, thanks for your question. A lot of our customers believe that if they don’t have very good credit, they cannot be accepted for finance on a vehicle. However, the finance company uses a scorecard system to mark the customer/business and there are a lot of key points they look at, which you may find help your case. For example, being a long-term resident at your address, if you have had credit before and how you have paid this off in the past. Also, the size of deposit has an impact as the larger the deposit, the less risk there will be to the finance company. One of our experts can go over all the options available and work out the best package to suit you. Please call us up direct on 01442 838193 and we will be more than happy to help you. Kind regards, Richard Wells.

    Question asked 19/10/2017
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