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  • I am a sole-trader who's van has just broke and the cost to have it fixed doesn't seem worth it. I am looking for the best possible way to finance a new van. What finance option would you recommend? Thanks.

    Rob Cox

    Our expert Rob answered...

    Hi Jamie, thank you for your question. Often the repair costs for used vehicles can begin to add up. If you go for a new vehicle it eliminates these repair cost. To make sure we can give you the best possible advice and help you make the best decision, here are some of the questions you would need to think about:

    • How long would you want to keep the vehicle for? Our leasing periods can be from 2 years to 5 years.
    • What budget do you have? There is very little difference between small, medium or large vans in monthly payments. So try to go for as big as you can, as you wouldn’t want to turn any work down because your van isn’t big enough.
    • What mileage would you cover each year? Lease payments are calculated on mileage. We recommend that you should be as realistic as possible on what mileage you will do.
    • What do you want to happen at the end of the contract? For instance, would you want to return the vehicle, sell the vehicle and benefit from any equity, or keep it?

    What initial payment would you be comfortable with? Typically most of our customers find that their initial payment is equivalent to 3 rentals in advance but, depending on circumstances, it could be as low as 1 rental in advance. Please call us on 01442 838 195 to discuss this further, or let us know the best contact number for you and one of our specialists will give you a call. Kind regards, Rob Cox

    Question asked 20/02/2015
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