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Crash for Cash. How NOT to get caught out

Published on Thursday 09 July 2015 in Van News

Crash for Cash. How NOT to get caught out

Crash for Cash. How NOT to get caught out

Have you ever been wrongly accused in a road traffic incident and ended up out of pocket?  Now there's something you can do about it.  Fitting a dash cam to your van can offer you peace of mind when it comes to disputes over liability in an accident.  From the growing incidence of deliberately staged 'crash for cash' road accidents, to widely reported cases of road rage – having a dash cam acting as an independent bystander is becoming a popular idea amongst drivers.  But is a dashcam for you?

Why use a dashcam?

Dashcams can help insurers identify fraudulent claims and determine who is at fault.  Many insurers offer a discount, ususally from around 10%, to drivers who have one installed.  Swiftcover and Axa Direct were among the first insurers to offer this last year.

You only have to log on to You Tube to see the types of scams crash for cash fraudsters attempt.  Click here  to see a crash for cash insurance fraud foiled by dashcam footage.

How do they work?

Unlike a basic video camera, dashcams split video into bitesize chunks.  These are usually video files of one to three minutes in length and the oldest file is deleted when the memory card gets full, making room for a new file and ensuring the camera will always record.

Important files can be locked and protected manually by pressing a button, or are saved automatically when the camera detects sudden changes in speed (perhaps in an accident or during an emergency stop).

Where do I put a dashcam?

They shouldn't be mounted in the area directly above the steering wheel and should intrude no more than 4cm into the swept area of your windscreen wiper blades.

Can a dashcam screen be turned on when driving?

No. If a dashcam has an inbuilt screen, make sure it is turned off when you are moving.

How much will a dashcam cost?

Like most things in life, you get what you pay for.  Dashcams can cost anything from £20 to over £300 for a camera.

Features to consider

Here's a quick jargon buster to help understand which dashcam is best for you:

So, is a dashcam for you?  The market is certainly booming as drivers rush to cover their backs.  Although Vanarama doesn't supply dashcams, there are plenty of providers out there.  We hope that our need to know guide has armed you with all with information you require to make your choice.

 

If you want details of any of the accessories Vanarama can supply, from roof bars to body kits, which could help make your van better for your business simply call 0845 094 1399.

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