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Latest questions answered by our experts

  • Hi I’m thinking about leasing a van but have a poor credit rating will this effect it?

    Richard Wells

    Our expert Richard answered...

    Hi Martin, if you have poor credit this will affect the application, but we use a number of different funders who all have different lending criteria so we still might be able to help. Kind regards, Richard Wells. You might like to read our...

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    Question asked 07/09/2018
  • I am about to start as a sole trader and require a van to lease. As I have not started trading yet, I have no accounts. Will this stop me from leasing?

    Richard Wells

    Our expert Richard answered...

    Hi Michael, thank you for getting in touch. It would depend on when you are going to start trading, we do have finance companies who as long as you are trading by the time the van is delivered and or signed for we can still get you into a van...

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    Question asked 14/08/2018
  • Just started a new limited company, will I be eligible for a business lease, company has been running 2 months, or how would I go about getting one if not ? Thanks Calvin

    Richard Wells

    Our expert Richard answered...

    Hi Calvin, Thank you for getting in touch. Good news, we can still lease you a vehicle even if you are only 2 months old. Please get in touch with the sales team who would be happy to help. Kind regards, Richard Wells.  

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    Question asked 15/08/2018
  • After my lease period can I then purchase the vehicle?

    Richard Wells

    Our expert Richard answered...

    Hi Andrew, thank you for getting in touch. We have a finance product called Contract Purchase which gives you the option to own the vehicles at the end of the term, this would be the best contract for you if you would like to gain ownership...

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    Question asked 05/08/2018
  • I currently have a PCP car with Fiat and I am wanting to get a van for my business now as the car isn’t Is it big enough. Is there any scope for trading the car in with you? It will be in negative equity at the moment but I wondered if that could be packaged into the deal?

    Richard Wells

    Our expert Richard answered...

    Hi Gemma, thank you for getting in touch. We will be able to trade the vehicle in for you, however we will not be able to roll the negative equity into the new deal. We could set up the new contract with only one rental upfront which will keep...

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    Question asked 04/08/2018
  • If I lease a van and then use it as a camper, with removable fittings, bed, cooking facilities etc, would this effect the lease or insurance?

    Richard Wells

    Our expert Richard answered...

    Hi Kevin, thank you for getting in touch. If all of the equipment you are fitting can be removed without damaging the vehicle before it is handed back to the finance company this would not be a problem, however I would advise informing your...

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    Question asked 04/08/2018
  • What damage do you except when returning the van after four years

    Richard Wells

    Our expert Richard answered...

    Hi Justin, the finance company allow for “fair wear and tear” this means they allow for “any chips, scratches, scuffs and abrasions up to 10 cm, which may be removed by mechanical polishing, dents up to 2 cm, given that there are no more than...

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    Question asked 24/07/2018
  • I've been told that if I am doing 40 - 50k miles a year it is not viable to lease a van. Is this correct?

    Mike Daly

    Our expert Mike answered...

    Hi Paul, thanks for getting in touch. There are various options available to you and are all subject to what you would like to happen with the vehicle at the end of the contract and how long you would like to keep the vehicle for. The mileage...

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    Question asked 10/07/2018
  • I'm a Ltd company and want to hire a refrigerated LWB van for chilled movements, what's my best option please?

    Mike Daly

    Our expert Mike answered...

    Hi David, thanks for getting in touch. There are a few different options available to you subject to what your requirements are and of course what you will be transporting. We do have a specialist team who specialise in refrigerated vans ...

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    Question asked 12/07/2018
  • What happens to the deposit you put down initially once the contract is up and the vehicle is returned? Do you get that deposit money back?

    Richard Wells

    Our expert Richard answered...

    Hi Matt, the money you put down at the start of the agreement is called an initial rental, the more you put up front the lower the monthly rental, but this amount is not a deposit so its not given back. Kind regards, Richard Wells.

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    Question asked 04/07/2018