1 Year’s Free Insurance - Terms & Conditions

Please read these Terms and Conditions carefully before using the service "Vanarama 1 Year’s Free Insurance" operated by Autorama UK Ltd (t/a Vanarama). Your access to and use of the services set out are conditioned on your acceptance of and compliance with these Terms. These Terms apply to all who access or use the Service.

By accessing or using the offer you agree to be bound by these terms. If you disagree with any part of the terms, then you may not access the offer.

"Vanarama 1 Year’s Free Insurance" is available to all Vanarama Customers who take a new Hot Offer Car lease ordered from the Vanarama website www.Vanarama.com from 19/05/2021 onwards.

The Supplier reserves the right, at their sole discretion, to modify or replace these Terms & Conditions or the Services supplied as set out within this schedule at any time. If a revision is material, we will endeavour to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at the Suppliers sole discretion.

  • This offer is available for Hot Offer Cars on a Personal Contract Hire Agreement or Business Contract Hire Agreement only.

  • This offer does not apply to customers normally resident in Northern Ireland, Channel Islands and the Isle of Man.

  • Offer available subject to customer status and eligibility criteria.

  • All information provided by the customer regarding insurance eligibility must be accurate, correct and complete to the best of their knowledge. If this is not correct Vanarama may need to change the cover or excess, a claim maybe rejected, or the cover maybe cancelled or voided.

  • The Customer will need to adhere and always refer to the Insurance Product Information Document (IPID) and Policy Wording for further details on the level of cover given by taking this offer.

  • This offer is not mandatory, and customers can opt out if they wish at the quote and order stage of the sales process.

  • The policy is for comprehensive cover with an investment grade rated UK insurance company in the name of Autorama UK Limited who hold this policy on the customers behalf.

If a customer orders a car with this offer, the customer is still required to:

1) Pay their agreed initial rental.

  • A reoccurring monthly rental (agreed by the customer) for the vehicle will be taken by the finance provider once the vehicle has been delivered.

  • Vanarama will send all the relevant insurance documents confirming the insurance cover when the vehicle is delivered.

  • The validation & subsequent fulfilment of the Vanarama 1 Year Free Insurance offer is at the discretion of Vanarama dependent on customers eligibility status – the provider's decision is final.

  • Vanarama 1 Year’s Free Insurance offer is subject to all terms & conditions that apply to any leasing product provided by Vanarama. These terms & conditions can be found here: https://www.vanarama.com/legal/terms-and-conditions.html

  • If a customer does not adhere to the above requirements of the finance agreement then Vanarama reserve the right to remove the Vanarama 1 Year’s Free Insurance offer

1 Year’s Free Insurance - Terms

  • Applicable to Hot Offer Cars leased from Vanarama.com

  • Minimum Age 25, Maximum Age 75

  • Policyholder must have held a full UK Driving Licence for a minimum of 2 years

  • Maximum of 6 Penalty points for any driver at time of offer inception, and no driving bans within the past 5 years

  • No more than 2 non fault claims or 1 non fault and 1 fault claim in the past 3 years.

  • No fault claims in the last 12 months

  • 3 years earned or mirrored No Claims Bonus

  • No CCJs, no IVAs, bankruptcy or criminal convictions

  • Vehicle must be normally kept at the your address overnight

  • This free insurance is specific only to the leaseholder named at the time of purchase who must be the main driver of the vehicle.

  • If you have taken out a business lease you are expected to be main driver of the vehicle and a director of the company.

  • 1 additional driver can be added to the policy, this additional driver must meet the same eligibility criteria as you.

  • The policy covers Social, Domestic, Pleasure and Commuting usage of the vehicle by you and a named driver

  • Subject to your business usage it may be possible to extend usage of the vehicle to cover your business usage. This extension must be requested and may be declined.

Insurance Exceptions/Exclusions

  • Offer excludes any customer who orders any Van, Pick Up or any Car which is not classed as a Hot Offer from the Vanarama website.

  • Offer excludes any Finance Lease products offered on the Vanarama website

  • We are unable to cover you if you are based in Northern Ireland, Channel Islands, Isle of Man.

  • There are some exclusions for some business types and certain car models dependent on risk level. These can be confirmed on application.

General Vanarama Terms & Conditions

  • The provider is Autorama UK Ltd T/A Vanarama Registered in England & Wales with registered number: 05137709. Registered office: Vanarama, Maylands Avenue, Hemel Hempstead, HP2 7DE, United Kingdom.

  • Vanarama is the trading style of Autorama UK Ltd, who are authorised & regulated by the Financial Conduct Authority (Our Financial Conduct Authority Register number is 630748).

  • By ordering a vehicle, a customer is indicating his/her agreement to be bound by these terms & conditions.

  • The provider reserves the right to cancel or amend the offer & these terms & conditions without notice in the event of a catastrophe, war, civil or military disturbance, force majeure including pandemic or any actual or anticipated breach of any applicable law or regulation or any other event outside of the promoter's control.

  • Any changes to the offer will be notified to customers as soon as possible by the provider.

  • The provider is not responsible for inaccurate details supplied to any entrant by any third party connected with this offer.

  • You are providing your information to Autorama UK Ltd for the purposes of insurance cover and maybe shared with relevant partners in relation to insurance cover. The information provided will be used in conjunction with the following Privacy Policy found at https://www.vanarama.com/legal/privacy-policy.html.